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Terms & Conditions

Last Updated: May 8, 2025

Welcome to jgrainvestments.com (the "Site"), operated by JGRA Investments ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use the Site.

Use of the Site

The Site is intended to provide information about JGRA Investments and our financial services, including working capital loans, revenue-based financing, equipment financing, and business expansion funding. The content on this Site is for general informational purposes only and does not constitute financial advice.

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use the Site in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to any portion of the Site or its systems
  • Use the Site to transmit any harmful, offensive, or unauthorized content
  • Interfere with or disrupt the operation of the Site

Funding Services

JGRA Investments is a direct lender providing business funding solutions. All funding is subject to application review, approval, and applicable terms. Submission of an application does not guarantee approval or funding. Specific terms, rates, and conditions will be provided in writing upon approval of any funding arrangement.

Intellectual Property

All content on this Site — including text, graphics, logos, images, and software — is the property of JGRA Investments or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.

Disclaimer of Warranties

The Site and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. JGRA Investments disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, JGRA Investments shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or our services. Our total liability for any claim related to the Site shall not exceed the amount you paid us, if any, during the twelve (12) months preceding the claim.

SMS Terms & Conditions

By opting in to receive text messages from JGRA Investments, you agree to the following terms:

  • You consent to receive recurring marketing and promotional SMS/MMS messages from JGRA Investments, including offers, updates, and information about our financial products and services, sent using an automated telephone dialing system (ATDS).
  • Message frequency varies. You may receive up to 4 messages per month.
  • Message and data rates may apply. Contact your wireless carrier for details about your messaging plan and any applicable charges.
  • You may opt out of SMS messages at any time by replying STOP to any message received from us. You will receive a single confirmation message, and no further messages will be sent unless you re-subscribe.
  • For assistance with SMS messaging, reply HELP to any message, or contact us at reynaldo@jgrainvestments.com.
  • Consent is NOT a condition of purchase. Opting in to receive SMS messages is entirely voluntary and is not required to apply for or receive funding from JGRA Investments.
  • Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, Sprint, and other major U.S. carriers. Service may not be available on all carriers.

Third-Party Links

The Site may contain links to third-party websites or services that are not owned or controlled by JGRA Investments. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

Indemnification

You agree to indemnify, defend, and hold harmless JGRA Investments, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of the Site or your violation of these Terms.

Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions. Any legal action arising under these Terms shall be brought exclusively in the courts located in Lorain County, Ohio.

Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.

Contact Us

If you have questions about these Terms & Conditions, please contact us:

JGRA Investments
439 W 4th St
Lorain, OH 44052
Email: reynaldo@jgrainvestments.com

JGRA Investments

Direct business funding built with industrial fortitude. Headquartered in Lorain, Ohio — serving businesses across the region with working capital, revenue-based financing, and equipment financing solutions.

Solutions

  • Working Capital
  • Revenue-Based Financing
  • Equipment Financing
  • Business Expansion

Company

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Contact

  • reynaldo@jgrainvestments.com
  • 439 W 4th St
  • Lorain, OH 44052

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