Privacy Policy
Last Updated: May 8, 2025
JGRA Investments ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website jgrainvestments.com, use our services, or interact with us through any communication channel.
Information We Collect
We may collect the following types of information:
- Personal Information: Name, email address, phone number, business name, mailing address, and other information you voluntarily provide through our contact forms or applications.
- Business Information: Business type, revenue information, funding needs, and other details related to your funding application.
- Technical Information: IP address, browser type, operating system, referring URLs, pages viewed, and other standard web analytics data collected through cookies and similar technologies.
- Communication Records: Records of correspondence between you and JGRA Investments, including emails, form submissions, and text messages.
How We Use Your Information
We use the information we collect for the following purposes:
- To process and evaluate your funding applications
- To communicate with you about our products and services
- To send marketing and promotional communications (with your consent)
- To improve our website, products, and services
- To comply with legal and regulatory obligations
- To protect against fraud and unauthorized transactions
Information Sharing and Disclosure
We may share your information with:
- Service Providers: Third-party companies that assist us in operating our business, such as payment processors, IT service providers, and analytics partners, solely for the purpose of performing services on our behalf.
- Legal Requirements: When required by law, regulation, legal process, or governmental request.
- Business Transfers: In connection with any merger, acquisition, or sale of company assets.
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
SMS & Text Message Communications
If you opt in to receive SMS/text messages from JGRA Investments, the following terms apply:
- By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from JGRA Investments, sent using an automated telephone dialing system (ATDS).
- Message frequency varies. You may receive up to 4 messages per month.
- Message and data rates may apply. Please consult your wireless carrier for details on your messaging plan.
- You may opt out at any time by replying STOP to any message. Upon receiving your STOP request, we will send a single confirmation message and no further messages will be sent.
- For assistance, reply HELP to any message, or contact us at reynaldo@jgrainvestments.com.
- Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging in order to use our services or obtain funding.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Cookies and Tracking Technologies
Our website may use cookies and similar tracking technologies to enhance your browsing experience and collect usage data. You can control cookie preferences through your browser settings. Disabling cookies may limit certain features of our website.
Your Rights
Depending on your jurisdiction, you may have the right to:
- Access the personal information we hold about you
- Request correction of inaccurate information
- Request deletion of your personal information
- Opt out of marketing communications at any time
- Withdraw consent for data processing
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete such information promptly.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will post the updated policy on this page with a revised "Last Updated" date. We encourage you to review this page periodically.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
JGRA Investments
439 W 4th St
Lorain, OH 44052
Email: reynaldo@jgrainvestments.com